Plain-English guides on rebalancing, exchange security, and crypto taxes.
September 25, 2026
Automated tax-loss harvesting on a custom allocation has been standard for taxable stock and ETF accounts for over a decade. Here's why crypto, a better fit for the strategy in some ways, mostly hasn't gotten the same treatment.
Read more →September 11, 2026
The wash sale rule stops stock and ETF investors from claiming a loss and immediately buying the same security back. Here's why that rule doesn't currently reach crypto, and why that's worth treating as today's rule, not a permanent one.
Read more →September 9, 2026
Automated crypto tools love the phrase 'set it and forget it,' but it hides two very different products: one that automates a plan you chose, and one that automates a plan someone else chose for you. The difference matters more than the marketing suggests.
Read more →August 28, 2026
3Commas' 2022 API key leak showed that trade-only permissions limit the damage from a breach, but they don't eliminate it, and the company's seventeen-day delay in confirming what happened taught a separate lesson entirely.
Read more →August 21, 2026
Sell the same asset at the same price and two people can owe different taxes. The difference is which lot got sold. Here's how FIFO and HIFO lot selection work, and how much it actually moves the number.
Read more →August 14, 2026
A tolerance band decides when your portfolio actually gets rebalanced. Too tight and you're trading (and paying fees) constantly; too loose and drift goes unchecked. Here's how to think about picking one.
Read more →August 7, 2026
Tax-loss harvesting is standard practice for stock and ETF investors. Here's what it means for crypto, how lot selection affects the outcome, and why it works a little differently than it does for stocks.
Read more →July 31, 2026
Automating your crypto portfolio means giving some app access to your exchange account. Here's what trade-only API keys are, why they matter, and how to tell if a tool is asking for more access than it needs.
Read more →July 24, 2026
Portfolio rebalancing keeps your crypto holdings at your target mix instead of drifting wherever the market takes them. Here's how it works and why it matters more in crypto than almost anywhere else.
Read more →